• Kurt Barwick

    (314) 283-4819

    Kurt Barwick earned his undergraduate degree in Business Administration from the University of Missouri, St. Louis in 1978. In 1982 Kurt entered the financial services industry. He became President of Barwick Consulting Services, Inc. in 1992. Through the years he has worked with business owners and baby boomers. He began his professional career by providing employee benefit programs to both individuals and small companies (including municipalities and fire districts) in the St. Louis metropolitan area. In the early 1990’s Kurt specialized in developing well-planned strategies to assist his clients. He works to maximize their Social Security and provide them with a retirement income they cannot outlive.

    Kurt’s goal for every client is to treat them as if they are his only client. He passionately assists them so they can make their post-retirement financial dreams possible. He accomplishes this by:

    Maximizing Social Security Benefits

    Providing Safety of Assets

    Maximizing Income Retirement Planning

    Protection of Life Savings

    Kurt also works in the area of IRA’s and their distribution. He teaches how to pass on an IRA to the next generation, while keeping it in deferral and paying the least amount of taxes.

    Kurt Barwick married his wife, Karen, in 1981. They are life-long residents of the St. Louis/Jefferson County, Missouri area. Kurt and Karen are proud parents of two sons; Jason (wife Catrina) and Justin (wife Carrie) and one grandson, Lucas Matthew Barwick.


  • Karen Barwick

    (314) 276-6123

    Karen Barwick works in Operations for Barwick Consulting Services, Inc. Her responsibilities include office administration and client services. She began working with Kurt in 1986. She is also involved in the planning and organizing of their monthly educational seminars. If you are interested in attending an upcoming workshop and need assistance locating one in your area, please call Karen to schedule.

    Karen graduated from Lindbergh High School. She received her Associates Degree in Business Management and Supervisory Development from St. Louis Community College, at Meramec. Karen and her husband, Kurt, have been married since May of 1981 and are life-long residents of the St. Louis/Jefferson County area. They are proud parents of two sons; Jason (wife Catrina) and Justin (wife Carrie) and grandparents to one grandson Lucas Matthew Barwick.


  • Justin Barwick

    (314) 323-6718

    Justin Barwick, a Series 65-qualified investment advisor, is a premier St. Louis area financial professional. He is technologically savvy, accesses the most modern tools, and uses his extensive technical experience to create and implement clients' customized financial plans. More importantly, he thoroughly communicates with his clients to ensure their understanding and comfort. Ultimately, he dedicates himself to producing long-lasting solutions for his clients while matching their risk profiles with their financial goals.

    Justin has a comprehensive background in finance. A graduate of the University of Missouri-St. Louis, Justin worked at State Farm to familiarize himself with financial products. At Wells Fargo Advisors, he worked on restricted stocks and top executives with large firms. Since 2013 Justin has worked at Barwick Consulting Services, a family business, offering security portfolios focused on managing downside risk in volatile markets. The primary objective is to preserve capital and provide gains, especially for people close to or in retirement.

    A native of Jefferson County, Justin cares about the people in the community and enjoys giving the best services to protect his client's investments. He is married and the father of one young child. In addition to building wealth for clients, he likes to exercise, watch sports, and spend time with his family.


    Investment advisory services offered through Virtue Capital management (VCM), an SEC Registered Investment advisor. Barwick Consulting Services Inc.& VCM are independent of each other.